2012 Retirement Choices

This briefing is designed to assist Marines considering the choice between High-3 retirement and a REDUX retirement with a $30,000 Career Status Bonus. For virtually every Marine, choosing REDUX/bonus results in a significant loss in retirement income over the course of a Marine’s lifetime.

Military retirements come in the form of pensions. Pensions are risk-free, tax-sheltered, inflation-adjusted annuities with options for spousal benefits (such as the Survivor Benefit Plan) on the death of the member. Such private pension provisions are very expensive, and only a few companies offer them.

But some Marines are making irrevocable choices that don’t maximize their retirement incomes. This briefing addresses those choices and how decisions can be made that best suit a Marine’s unique set of circumstances.

View CNA's 2012 Retirement Choice Calculator.
View CNA's Retirement Choice:2012 report.